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ለዚህ ውል መድን ገቢው በሕይወት እስካሉ ድረስ መድን ለተገባለት ገንዘብ አረቦኑን ሲከፍሉ ይቆያሉ፡፡ ባለዋስትናው ሲሞቱ ግን ገንዘቡ ለሕጋዊ ወራሾች ይሰጣል፡፡ ሌላው አማራጭ ደግሞ እስከተወሰነ ዕድሜ ድረስ አረቦኑን በመክፈል ዋሰትናውን እስከ ዕድሜ ልክ ማግኘት ይቻላል፡፡

   

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